Bankruptcy

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1
691 Highway 33 Trenton, New Jersey 08619
609-631-5572
2
256 S. White Horse Pike Hammonton, New Jersey 08037
609-270-1036
3
Two University Plaza, Suite 300 Hackensack, New Jersey 07601
201-500-6532
4
80 W Broad St Bridgeton, New Jersey 08302
856-453-7440
5
1803 State Hwy No 35 Oakhurst, New Jersey 07755
732-531-4141
6
515 Valley Street, Suite 140 Maplewood, NJ 07040
973-323-2953

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The Bankruptcy Means Test

A. The Bankruptcy Means TestUnder the old bankruptcy law, almost any citizen of the United States could file for a chapter 7 or a 13. Before the law change, any debtors whose debts were primarily consumer related were only subject to scrutiny by the trustee or the bankruptcy court. Under

Bankruptcy Misconceptions

Misconception #1: Bankruptcy is dishonest. Not true. Most people honestly want to pay their bills. Sometimes things happen that make it impossible. Bankruptcy is a legal right that is provided for in the United States Constitution. Bankruptcy is a right that protects honest people who are unable to pay their bills

Chapter 7 - Getting a Fresh Start

GETTING A FRESH STARTIf you are unable to pay your existing debts, then a Chapter 7 may be the answer for you. In a Chapter 7 bankruptcy a person wipes out all of their debt and they get a "Fresh Start." This is accomplished by liquidation. In other words, the

When Should I Contact a Bankruptcy Lawyer?

Are you behind on your bills? Are you up to your neck in debt? Do bill collectors call you at morning, noon and night? Do you receive collection calls at work and then have panic attacks? Do you cringe when you open the mail? Is all of your mail the

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