Medical Bills and Bankruptcy

If your health or the health of your children or other loved ones is at stake, then you will spare no expense to get them or yourself back to good health. Moreover, should you or a loved one suffer a life-threatening health crisis, then you would advise the doctor or hospital staff to do anything at whatever the cost. Unfortunately, cost is an object in the United State’s health care system. Moreover, in many cases a family’s medical bills wind up being unpaid and then sent to collection. Medical bills go unpaid for many reasons such as; having no health insurance, having inadequate health insurance, or not being able to afford health insurance that may be available.

The United States remains far behind in offering medical coverage and health insurance for its citizens. It is common knowledge that health care costs are inflated and are out of control. Those in New Jersey who can’t afford health care must sometimes choose between their money and their life. It is important to emphasize that going without health insurance because of the cost entailed ends up costing much more when a serious illness occurs.

Fortunately, for many New Jersey-ites there is relief from overwhelming medical bills. The United States Bankruptcy Code provides an avenue for hard-working Americans to discharge medical bills that are impossible to be paid. In many of my cases, my clients amass medical debt that almost equals or exceeds the principle of an average home mortgage. There are millions of Americans who are forced to file for bankruptcy because of their financial problems caused by medical bills. If you have medical bills, doctor bills, hospital bills, medical collections and, ambulance bills, and if they are so large that it is impossible for you to ever pay them, then bankruptcy may be the answer to this problem.