6. Stop Harassing Phone Calls From Creditors
Some creditors try to harass the “living ####†out of you. Their goal is to harass you so that you “cry uncle†and pay their debt. Who can blame them. Our world is based on the credit system. Most creditors will relentlessly call you at home or at your job to try to get you to pay your debt. In essence, a bankruptcy filing will put immediately stop your creditors, and stop their harassing phone calls and other collection actions.
7. Restore or Prevent Your Utilities From Being Shut Off.
If your home is in risk of foreclosure then your utilities such as electric and heat may also be in risk of being terminated. Filing bankruptcy can prevent the utility company from leaving you in the dark and without heat.
8. Provide Help For Massive Amounts Of Student Loan Debt.
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